The Retail Payments Exchange


With tens of thousands retail locations, Softgate Systems operates one of the largest networks of walk-in bill payment and financial services distribution centers in the United States.  Each and every day tens of thousands of cash-preferred consumers walk into our payment centers to pay one of the thousands of service providers we connect with or purchase much needed payment products.


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Softgate has established partnerships with thousands of service providers including utilities, phone companies, cable companies and other billers all over the country.    We help billers connect to their cash-preferred customers through our network of thousands of retail locations - ensuring an exceptional customer experience, enhancing customer loyalty, and creating efficiencies in the payment process.

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With thousands of retail locations, Softgate will help you establish a new distribution channel to an entirely new base of customers. By leveraging our vast retail network you will create new opportunities to connect your product with your target consumer  -  all without the high acquisition costs associated with distribution. You can even watch your business grow in real-time with our retail management system. 

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If you're running a retail store,  PayXchange provides you with a turn-key solution to offer more products and services to your customers which are guaranteed to increase store traffic, bring you more revenue, and more profit !   Equipped with a range of products and services, PayXchange enables cash-preferred consumers to pay bills, purchase prepaid wireless and long distance, and other financial products at one convenient location - ensuring that your customers will return to your store again and again.

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Click for the BBB Business Review of this Payment Processing Service in Fairfield NJ